Payment Methods

Payment Methods Policy

Effective Date: July 6, 2026

At Lipadiwa, we are committed to providing a secure, convenient, and transparent checkout experience. This Payment Methods Policy explains the payment options we currently accept, how payments are processed, and important information regarding payment authorization, security, refunds, and order verification.

By placing an order with Lipadiwa, you agree to the payment practices described in this policy.

1. Accepted Payment Methods

Lipadiwa currently accepts the following payment methods:

Only the payment methods listed above are currently available during checkout.

If additional payment options become available in the future, this policy will be updated accordingly.

2. Secure Payment Processing

Your payment security is important to us.

All payments are processed through secure third-party payment providers using industry-standard encryption technologies designed to protect your financial information during transmission.

Lipadiwa does not store:

• Full credit or debit card numbers
• Security codes (CVV/CVC)
• Complete financial account credentials
• PayPal account passwords
• Venmo account passwords

Sensitive payment information is handled directly by our payment service providers.

3. Payment Authorization

When you submit an order, your selected payment method must be successfully authorized before your order can enter processing.

Your order may be delayed or canceled if:

• payment authorization cannot be completed;
• the payment is declined;
• account verification fails;
• suspicious activity is detected;
• required payment information is incomplete.

Orders are not processed until payment has been successfully confirmed.

4. Currency

All prices displayed on the Lipadiwa website are shown in the currency presented during checkout.

The total amount due, including applicable shipping charges and taxes (where applicable), will be displayed before you complete your purchase.

If your payment provider uses a different currency, any exchange rates or conversion fees are determined by your financial institution or payment service provider.

5. Order Confirmation

After successful payment, you will receive an order confirmation email containing information such as:

• Order number
• Purchased items
• Payment confirmation
• Billing summary
• Shipping method
• Delivery address

If you do not receive your confirmation email, please check your spam or junk folder before contacting Customer Support.

6. PayPal Payments

Customers choosing PayPal will be redirected to PayPal's secure payment environment to complete their transaction.

Using PayPal allows eligible customers to complete purchases without sharing financial details directly with Lipadiwa.

Your PayPal account is subject to PayPal's own terms, conditions, and privacy practices.

7. Venmo Payments

Lipadiwa also accepts Venmo as a payment option where available during checkout.

Venmo transactions are securely processed through the payment platform.

Availability of Venmo may vary depending on:

• your device;
• your browser;
• your PayPal/Venmo account settings;
• your geographic location.

Venmo payments remain subject to Venmo's own user agreements and policies.

8. Payment Verification

To help protect both customers and Lipadiwa from fraudulent activity, certain orders may require additional verification before processing.

Verification may include confirming:

• billing information;
• payment authorization;
• account ownership;
• order details.

If additional verification is required, our Customer Support team may contact you using the information provided during checkout.

Failure to complete requested verification may result in order cancellation.

9. Fraud Prevention

Lipadiwa reserves the right to refuse or cancel any order if fraudulent, unauthorized, or suspicious activity is suspected.

Examples may include:

• unusual purchasing activity;
• inconsistent billing information;
• multiple failed payment attempts;
• suspected unauthorized account use;
• violations of our Terms of Service.

These measures help protect both our customers and our business.

10. Failed or Declined Payments

A payment may be declined for various reasons, including:

• insufficient funds;
• incorrect payment information;
• expired payment credentials;
• account restrictions;
• security verification failures;
• payment provider limitations.

If your payment is declined, you may attempt the transaction again using one of our accepted payment methods.

Lipadiwa is unable to override payment decisions made by PayPal or Venmo.

11. Taxes

Where required by applicable law, taxes may be calculated during checkout.

Any applicable taxes will be clearly displayed before you submit your payment.

Customers are responsible for any taxes, duties, or other governmental charges applicable to their purchases.

12. Refunds

Approved refunds are issued to the original payment method used for the purchase.

Depending on your payment provider, financial institution, or account, the time required for refunded funds to appear may vary.

Lipadiwa does not control the processing times of banks or third-party payment providers.

Please refer to our Return & Refund Policy for information regarding refund eligibility.

13. Order Cancellation and Payment

If an eligible order is canceled before shipment, any approved refund will be processed through the original payment method.

If an order has already entered shipment processing or has been shipped, cancellation may no longer be possible.

Please refer to our Cancel / Change Order Policy for additional information.

14. Billing Information

Customers are responsible for providing accurate billing information during checkout.

Incorrect or incomplete billing information may result in:

• payment authorization failure;
• processing delays;
• order cancellation;
• additional verification requests.

Please review all payment details carefully before submitting your order.

15. Payment Security

Lipadiwa is committed to maintaining a secure shopping environment.

We use reasonable administrative, technical, and organizational safeguards to help protect payment transactions and customer information.

While no online payment system can guarantee absolute security, we continually work to maintain secure payment practices.

Customers are encouraged to protect their own accounts by:

• keeping passwords confidential;
• using secure internet connections;
• monitoring account activity regularly;
• reporting unauthorized transactions promptly to their payment provider.

16. Payment Disputes

If you believe there is an error with your order or payment, we encourage you to contact Lipadiwa before initiating a payment dispute through your payment provider.

Many issues can be resolved quickly through our Customer Support team.

Providing your order number and a description of the issue will help us investigate your request efficiently.

17. Changes to This Policy

Lipadiwa may update this Payment Methods Policy periodically to reflect changes in available payment options, business operations, legal requirements, or payment processing procedures.

Any revised version becomes effective immediately upon publication on our website.

Customers are encouraged to review this policy before placing an order.

18. Contact Us

If you have any questions regarding payment methods or your transaction, please contact our Customer Support team.

Lipadiwa

Please include your order number and any relevant payment details (excluding sensitive financial information) so we can assist you as quickly as possible.